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Another common pitfall and an important thing not to overlook are chargeback fees. Chargeback fees are sort of fines that the bank imposes on ecommerce merchants because of their clients not being satisfied by the product or service the ecommerce merchant had provided. Chargeback conditions, policies, and fees vary from one credit card company to another. Again, you shall have to read the whole contract.
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To avoid this pitfall you shall have to read ALL the contract of the ecommerce credit card processing service. And when we say ALL we mean ALL; everything – the foot-notes, N.B.’s and fine prints. Do not sign anything before you’ve read it.
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Finding or recognizing the best variant from hundreds of cheap credit card processing service providers takes time, and more importantly, skill. Taking into account expenses like setup fees (one-time fees, starter fees), membership fees (monthly fees, gateway fees), transaction fees (gateway commission fees), and others, might save you much more money than blindly signing up with the first cheap credit card processing service provider.
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